Save more with our competitive rates designed for Ugandan businesses and individuals.
Modern payment methods including QR code scanning and NFC tap-to-pay technology.
Quick processing and instant settlements for merchants and service providers.
Get the RukaPay app from your app store and create your account in minutes with just your phone number.
Load your wallet using mobile money, bank transfer, or visit any RukaPay agent near you.
Send money to anyone, pay for services, or scan QR codes at merchant locations instantly.
Access merchant tools, analytics, and business solutions to scale your operations.
Bank-grade encryption keeps your money and data safe at all times.
Access RukaPay services anywhere across Uganda with our extensive network.
Get help anytime with our dedicated customer support team.
Use *289# on any phone to access RukaPay services without internet.
"RukaPay has transformed how I handle payments in my shop. The tap-to-pay feature is so convenient and my customers love it!"
Shop Owner, Kampala
"With RukaPay's bank transfer feature, I can send money directly to any bank account in Uganda fast and hassle free!"
Farmer, Mbarara
"Lower fees and faster settlements make RukaPay the best choice for my restaurant business. Highly recommended!"
Restaurant Owner, Entebbe